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By

Christian Brook

Last Updated: 9, December 2024

Best Credit Card Online Casinos in the UK (2024 Review)

Even with the latest restrictions by the UKGC, you can still play online games at the best credit card casinos in the UK. Our casino experts have identified the top legal sites that let you deposit using Visa, Mastercard, and other popular cards. We’ve also ranked these platforms according to their features and created comparison tables to help you choose the sites that match your gaming preferences.

What are Credit Card Casinos?

Credit card casinos are gambling platforms that let you play with real money using this particular payment method. In 2021, the UK Gambling Commission (UKGC) banned the acceptance of credit cards by its licensees. This forbids gambling platforms licensed by the UKGC from accepting credit card deposits or withdrawals.

However, the use of credit cards for gambling in the UK remained popular, as most players simply turned to offshore sites, where the practice is legal. Because UKGC does not license offshore platforms, they are allowed to accept credit card payments from UK players. Also, these credit card casinos are still safe and reputable despite not being licensed in the UK. Instead, these platforms are licensed by leading supervisory authorities, such as the Curacao Gaming Control Board or the Malta Gaming Authority. They only feature games that are independently tested for fairness and always prioritise player protection.

Many of these platforms also fall under the category of non GamStop casinos UK, offering UK players an alternative gambling option without the restrictions of GamStop. Moreover, they have received the approval of their credit card partners, which means that they have enacted all the necessary safety and payment encryption measures.

Our Top 5 Credit Card Casinos Reviewed

To help you find a suitable platform, we’ve reviewed the top online casinos that accept credit cards in the UK.

1. Magic Red Casino

Magicred

Our Verdict 10/10

Prepare to be amazed by this credit card casino: Magic Red is a mesmerising platform that is bursting at the seams with over 1,000 captivating games. Here, you’ll find slots, table games, and an excellent live casino. There is a premium sportsbook, too, with a variety of sports and markets to wager on. Fitting so much onto just one platform is a real magic trick as far as we are concerned. 

Newcomers to Magic Red Casino are greeted with a wondrous welcome package – a 100% matched deposit bonus up to £300 and 100 free spins. Those free spins are flexible and can be used on any of the casino’s top 5 most popular slot games. Eligible titles include the spellbinding Starburst slot and the ever-popular Book of Dead slot. 

Win or lose, players on Magic Red can be confident that play is fair, as Magic Red casino is thoroughly and regularly audited by iTech Labs. The platform is safe, too, thanks to SSL encryption, which protects users’ personal and financial information.

Our one complaint is the customer support could and should be improved with 24/7 availability. That said, given all of its other positive qualities we can look past this gripe and proudly place Magic Red on our credit card casino top spot.

Features Overview

Top Sign-Up Offers

Offer Description Promo code Wagering Requirement Minimum deposit
Matched Deposit 100% up to £100 N/A 40x £10

Pros

Cons

2. Duelz Casino

Duelzcasino

Our Verdict 9/10

Its not often we encounter a credit card casino like Duelz. This platform breaks the mould by offering a unique gamified platform. Duelz allows their players to do battle, competing to complete daily missions for casino rewards. 

But Duelz Casino is more than an excellent gimmick. It’s a serious credit card casino contender with over 2,000 games provided by industry giants like NetEnt and Evolution Gaming. Among that sea of options, you’ll find slots, live casino games, and Duelz exclusives that you can play nowhere else. 

Players new to Duelz casino can expect to receive a generous matched deposit bonus and 100 free spins. As an MGA-licensed credit card casino, Duelz prioritises player satisfaction and safety. There are plenty of payment options, including PayPal and Skrill for super fast withdrawals. And with 24/7 live chat customer support, help is always at hand if needed. 

Features Overview

Top Sign-Up Offers

Offer Description Promo code Wagering Requirement Minimum deposit
Matched Deposit 100% up to £100 & 100 free spins N/A 30x £20

Pros

Cons

3. CasiGo

Casigo casino

Our Verdict 9/10

CasiGo Casino burst onto the scene in January 2024 and has quickly become a credit card casino hot spot for UK players. With a massive library of over 2,500 games, you’ll find everything from classic slots and megaways to immersive live casino action and poker tables, all powered by top-tier providers like Microgaming, NetEnt, and Play’n GO.

CasiGo keeps things simple and player-friendly. Deposits are a breeze with a wide range of options, including Visa, Mastercard, PayPal. Withdrawals are super fast, usually processed in under 24 hours, although they are limited to fiat currencies.

CasiGo offers a sweet welcome bonus of 165 free spins on the very popular slot title “Book of Dead”. Meanwhile, regular punters enjoy exciting daily cashback and a loyalty program that rewards you for playing. While a sportsbook is missing from the lineup, the casino experience is top-notch, making CasiGo a seriously excellent credit card casino for UK players to enjoy.

Features Overview

Top Sign-Up Offers

Offer Description Promo code Wagering Requirement Minimum deposit
Free Spins 165 free spins on Book of Dead slot N/A 35x £20

Pros

Cons

4. Rizk Casino

Rizk casino

Our Verdict 9/10

This unique credit card casino is full to bursting with over 2,000 casino games, live dealer tables, and a stocked-up sportsbook. There’s something for everyone at Rizk Casino. Slots fans can enjoy evergreen titles like Book of Dead and Starburst or seek out lesser-known gems. Live casino lovers are catered for lavishly, and professional dealers host all the casino classics. And sports bettors can enjoy competitive odds on hundreds of sports and markets. 

But what truly sets Rizk apart is its innovative “Wheel of Rizk.” This unique and generous feature exists in lieu of a traditional welcome bonus, which might not sound great, but hear us out. Each day, returning players get to spin the Wheel of Rizk for a chance to win generous, wagering-requirement-free rewards. That’s right, randomised prizes, every day, with no strings attached. What’s not to love?

While this platform certainly breaks the accepted online casino norm with that crazy bonus scheme, Rizk Casino plays it straight on all practical aspects. Rizk excels at the essentials, it is licensed by the Malta Gaming Authority, guaranteeing a fair and reliable service. Security is high, thanks to SSL encryption. And 24/7 customer support is always on hand when you need it. Most important of all, Rizk pays out fast via several payment methods.

Features Overview

Top Sign-Up Offers

Offer Description Promo code Wagering Requirements Minimum deposit
Wheel of Rizk Daily randomised prizes for regular punters N/A None £25

Pros

Cons

5. 10Bet Casino

10bet

Our Verdict 9/10

Here we have a most excellent allrounder. Operating since 2003, 10Bet Casino has earned a stellar reputation over those two successful decades as one of the UK’s most versatile credit card casinos. 

For those who enjoy betting on sports, 10Bet boasts a comprehensive sportsbook with competitive odds and diverse betting markets. The casino library houses an impressive 2,000 games, most of which are slots, and all of which come courtesy of excellent providers like NetEnt, PlayTech, and Pragmatic Play. Rounding out the holy trinity of credit card casinos, 10Bet also has an immersive and authentic live casino section where charismatic and professional live dealers host over 40 popular table games.

Convenience is king at 10Bet. First, they make it easy to enjoy the casino on the go with a dedicated mobile app. Next, a wide range of accepted payment options, including all popular instant e-wallets, ensure swift and hassle-free transactions. Finally, licensing from the Isle of Man Gambling Supervision Commission reassures all players that this is a safe and reliable credit card casino. 

Features Overview

Top Sign-Up Offers

Offer Description Promo code Wagering Requirements Minimum deposit
Matched Deposit 50% up to £250 N/A 50x £20

Pros

Cons

How Credit Card Casinos Compare

The best credit card casinos share many similarities but also differ in certain ways. To help you identify the platforms that best match your expectations, we’ve created the following table that compares key characteristics, including the number of available games and the minimum credit card deposit limits.

Casino # of Games Accepted Credit Cards Fees Minimum Deposit Withdrawal Times
Magic Red 1,000+ Visa, MasterCard Free £10 Up to 6 working days (via bank transfer)
Duelz Casino 2,000+ MasterCard, Visa Free £20 Up to 5 working days (via bank transfer)
CasiGO 1,500+ MasterCard, Visa Free £20 Up to 2 working days (via bank transfer)
Rizk Casino 2,000+ Visa, MasterCard Free £25 Up to 5 working days (via bank transfer)
10Bet Casino 2,000+ Visa, MasterCard Free £20 Up to 5 working days (via bank transfer)
LeoVegas 850+ Visa, MasterCard Free £10 Up to 3 working days (via bank transfer)
Betano 1,000+ MasterCard, Visa, Free £20 Up to 5 working days (via bank transfer)
SpinYoo 2,500+ Visa, MasterCard £20 £20 Up to 5 working days (via bank transfer)
Coral Casino 1,500+ Visa, MasterCard Free £20 Up to 3 working days (via bank transfer)
Ladbrokes 1,000+ Visa, MasterCard Free £20 Up to 3 working days (via bank transfer)

Advantages of Credit Card Casinos in the UK

UK credit card casinos have become increasingly popular in the country and offer a range of benefits. Here are some of the characteristics that make them appealing to players in Great Britain:

✨ Convenience and Ease of Use

Credit cards are a straightforward payment process that almost all players are already familiar with. It is widely accepted and many of the best offshore operators are online casinos that accept credit cards. Additionally, players can make instant deposits, allowing them to start gaming without delays. The familiarity of credit card transactions also reduces the learning curve for new players entering the online casino space. This ease of use makes credit card casinos a great starting point for new players who don’t want to mess around setting up an e-wallet or learning a complicated alternative payment system. 

✨ Security and Fraud Protection

Credit card transactions are protected by advanced security measures, including encryption and fraud detection systems. Visa, MasterCard, and other leading brands have developed proprietary technologies to safeguard user and payment data from unauthorised access. Better still, these security measures are constantly being updated to combat new and emerging threats. This level of security allows UK gamblers to wager confidently using credit card casinos, knowing that fraud is unlikely and the credit card company can reimburse them should the worst occur. 

✨ Instant Transactions

One of the biggest appeals of placing an online casino credit card deposit is being able to play your favourite games immediately. Instant access to funds is a major advantage compared to slower traditional methods. Bank transfers, for example, can take several days to process. Using the featured casinos that accept credit cards, you can create a new account, place a deposit, and start playing in less than one minute. 

✨ Bonuses and Rewards

The top credit card casinos value your decision to join them and reward you with generous welcome and ongoing promotions. These offers include matched bonuses, cashback, reload bonuses, and free spins. Just remember that all promotions, however generous, are subject to terms and conditions. Bonuses and rewards significantly boost your bankroll, extend your playtime, and, ultimately, improve your chances of winning big. Many credit card casinos offer exclusive rewards specifically to credit card users. This makes credit card casinos the best choice of online casino for bonus hunters.

✨ Credit Building Potential

Using a credit card at an online casino can potentially improve your credit score, so long as you are responsible. If you consistently repay your credit card balance in full and on time, your credit score will steadily increase. This is a potential long-term benefit, as a good credit score is helpful for securing loans and even a mortgage. However, it’s essential to recognise that you can only build credit if you are responsible for your credit card repayments and, by extension, responsible for your gambling. Never gamble with money you cannot afford to lose. Always make sure you can make your credit card repayments on time. 

Credit Card Fees and Limits

Creditcard

While using credit cards at online casinos in the UK has numerous advantages, it’s wise to be aware of associated fees and limits. While the best credit card casinos don’t usually charge payment processing fees, other costs may apply.

✳️ Transaction Fees

Casino operators must pay a fee every time they accept a deposit. So-called interchange fees vary by provider and type of card. While the featured UK credit card casinos don’t pass on these charges to their players, other sites might. 

Several pay-by-credit card casinos don’t accept GBP payments, so you’ll need to pay in EUR instead. Your credit card company might charge a foreign exchange fee equivalent to between 2% and 3% of the payment’s value.

Transaction fees may apply on credit card withdrawals or payouts with an alternative banking option, such as wire transfers. Similar to deposits, exact fees may vary, and while some providers charge a percentage, other payments may be subject to a flat cost.

✳️ Interest Rates

Bank card providers consider using a credit card to play at an online casino to be a ‘cash advance’. Cash advances typically attract higher interest rates compared to regular online purchases, and depending on your contract, interest rates may apply immediately.

If you don’t pay your credit card balance within the stipulated time frame, standard interest will be charged. Since interest rates can be over 20%, it’s crucial that you pay off your card in full and never deposit more money than you can afford to lose.

Even though credit cards allow you to borrow money conveniently, you should resist the temptation to do so to gamble online. Borrowing money is a potential sign of problem gambling and could lead to serious financial repercussions.

✳️ Payment Limits

Credit card payments are normally subject to daily, weekly, and monthly limits set by casino operators in agreement with Visa and other card brands. These limits are designed to support financial due diligence but can be restrictive for high rollers.

Payment limits apply on both deposits and withdrawals, but they often vary. Credit card deposit limits typically range between £25 and £2,000, while withdrawal limits vary between £100 and £5,000. Limits also differ from one card brand to another, and it’s possible to change limits depending on your historical gambling activity.

✳️ Minimum Balance Requirements

Some credit card casinos impose minimum balance requirements for both deposits and withdrawals. For deposits, players may need to meet a minimum threshold before their transaction can be processed, typically around £10 to £20.

Similarly, withdrawals may need to be valued above a certain threshold before funds can be transferred. Usually, the minimum limit is set at £100. These requirements vary from site to site, so you must check the specific terms of your chosen casino to avoid disruptions during gameplay or cashouts.

Accepted Credit Card Brands in the UK

There are three leading credit card issuers in the UK, and we’ve outlined their key features below.

Comparison of the UK’s Leading Credit Card Brands

If you’ve got access to a choice of bank card providers, the following table can help you decide which to use at top credit card casinos.

Card Brand Deposit Limits Fees Withdrawal Time Security Features
Visa £25/£5,000 0% – 3% 1 – 3 business days Visa Secure
MasterCard £25/£5,000 0% – 3% 1 – 5 business days MasterCard Identity Check
American Express £30/£10,000 2% – 4% 2 – 5 business days American Express SafeKey

How to Sign-Up and Deposit with a Credit Card at an Online Casino

Our recommended casinos that accept credit cards require new players to register an account before placing any deposits. You can complete this process and start playing by following these simple steps. We are using Magic Red Casino in this example, but a similar registration process applies to all recommended platforms.

✅Step 1: Create Your Online Casino Account

Open the Magic Red Casino website and click “Sign up”. Complete the registration form with your personal information and select “Sign Up & Play” to create your user account and login credentials.

✅Step 2: Place Your First Online Casino Credit Card Deposit

Open the “Wallet” and select “Visa/Mastercard” from the drop-down menu. Enter the amount that you wish to deposit along with the 16-digit card number, expiry date, and CVV code.

✅Step 3: Activate Your Welcome Bonus

While Magic Red Casino will automatically apply its welcome bonus to all registered accounts, you may need to enter or choose a welcome bonus on other credit card casinos. This is normally done during your payment or once funds have reached your account.

✅Step 4: Play Online Casino Games

When your Magic Red Casino account is funded, you can play slots, table games, and other available games with real money. The casino will automatically calculate your cashback and will deposit it into your account at the end of each week.

How to Withdraw with a Credit Card at an Online Casino

The featured UK credit card casinos don’t support withdrawals with this banking option. Nevertheless, if you join a site that accepts this payout method, you can submit a request by completing these steps:

  1. Open the payments or cashier page of your online casino.
  2. Choose the appropriate credit card brand.
  3. Enter your payout value and any other payment information.
  4. Submit your credit card withdrawal request.

Casinos that accept credit cards for payouts must process your request manually and may ask you for further payment information. It normally takes between one and five business days for your payment to be approved and transferred. 

Gambling Responsibly at Credit Card Casinos

No matter how you wager, it’s wise to approach online gambling cautiously. But when wagering with credit cards, being responsible is even more important. That’s because credit card payments make it significantly easier to accidentally overspend. This can lead to bad habits like chasing losses and, ultimately, ruin your fun. Here are a few tips for enjoying credit card casino sites safely and responsibly:

Credit Card Casino Bonus Offers and Promotions

Bonus

Top credit card casinos in the UK are continually competing for new business and to keep existing players coming back. Promotions play a major role in keeping players satisfied and are a great way for you to unlock enticing rewards to play your favourite games risk-free. Here are the most popular types of promotions that you’re likely to come across on these platforms.

✴️ Matched Bonuses

Many credit card casinos in the UK will boost the value of eligible payments with a certain percentage, giving you an enhanced bankroll that you can use on various games. A 200% match bonus on a £100 deposit gives you a starting bankroll worth £300. But, a word to the wise: always remember to check the maximum value of any matched bonus to ensure that you don’t over-deposit.

✴️ Free Spins

There are thousands of online slot games in the UK, and you can play many of them without risking your money by using free spins. These prizes are awarded through several promotions, including welcome offers and loyalty rewards, and are a popular way to play eligible games for real. They are normally subject to short expiration periods, so it’s important to use them quickly.

✴️ No Deposit Bonuses

Some of the best credit card casinos in the country provide rewards that do not require you to place a deposit. No deposit bonuses are relatively rare and are usually available for a short period. Depending on the promotion, you can claim them after you’ve verified your new account or completed another task, such as successfully referring your friends to sign up.

Comparing Current Welcome Offers at the Top Credit Card Casinos

In the following table, you’ll find the new player bonuses offered by the 5 best UK credit card casinos.

Casino  Welcome Bonus Wagering requirements Qualified Paym methods Qualified games Min deposit
Magic Red Casino 100% matched deposit up to £100 40x Visa, MasterCard All games £10
Duelz Casino 100% matched deposit up to £100 30x MasterCard, Visa All games £20
CasiGo 165 free spins 35x MasterCard, Visa Book of Dead Slot £25
Rizk Casino Wheel of Rizk randomised prizes none Visa, MasterCard All games £25
10Bet Casino 50% matched deposit up to £250 50x Visa, MasterCard All games £20
LeoVegas 50 free spins none Visa, MasterCard Bit Bass Splash Slot £10
Betano Bet £10 get £30 35x MasterCard, American Express, Visa Sportsbook £10
SpinYoo 100% matched deposit up to up to £250 35x Visa, MasterCard Slots and live games £20
Coral Casino Bet £10 get £30 40x Visa, MasterCard All games £10
Ladbrokes Bet £10 get £30 30x MasterCard, Visa All games £10

The Best Credit Card Casino Alternative Deposit Methods in the UK

While credit cards are a popular choice for online casino deposits, there are several alternatives that you may wish to consider:

The Best Casino with Credit Cards in the UK

While there are several credit card casinos in the country, Magic Red Casino offers the best overall user experience. This licenced and mobile-friendly site lets you fund your account using Visa and MasterCard and accepts wide payment limits designed to suit casual players and high rollers. There are no payment processing fees on credit card deposits and transactions are processed instantly.

Magic Red Casino adheres to the same security standards as UKGC-licensed platforms. Moreover, it offers 24/7 live chat and email customer care with short waiting times. It is eager to welcome new players and is currently offering a no-wager cashback bonus worth €10,000 every week.

FAQs

1. Can you use a credit card at a casino in the UK?

Yes, the featured UK credit card casinos have partnered with Visa, MasterCard, and other providers and support instant payments with this banking option. As a result of recent changes in UKGC rules, credit card casinos are based offshore but can still accept players from the UK.

2. Which are the best pay by credit card casinos?

Magic Red Casino, Duelz Casino, and CasiGO are the top credit card casinos in the UK. These sites let you deposit funds instantly and offer 3,000+ games. They also provide generous welcome and ongoing bonuses, including matched offers and cashback.

3. What card brands can I use at credit card casinos?

The best credit card casinos in the UK accept deposits with Visa, MasterCard, and sometimes, American Express. You can use these banking options to place instant deposits and benefit from generous promotions with minimum deposits of between £20 and £25.

4. How can I withdraw funds from credit card casinos?

While the best credit card casinos in the UK don’t support payouts with this banking option, they offer several alternatives, including wire transfers and eWallets. Withdrawal times, fees, and limits with these payment methods vary, but all are safe and trustworthy.

5. Are online casinos that accept credit cards in the UK legit?

Yes, the featured credit card online casinos are legitimate as they are licensed by reputable jurisdictions and approved by top payment providers, including Visa and MasterCard. These sites adhere to international safety and security protocols and support responsible gambling.

6. Are there any fees for using a credit card at online casinos?

Most online casinos that accept credit cards do not charge fees for deposits, but there may be fees for withdrawals or currency conversion, depending on your card provider. Always check the casino’s payment terms and your card issuer’s policies to avoid unexpected charges.

7. Can I still claim bonuses using a credit card at online casinos?

Yes, most online casinos allow players to claim bonuses when depositing with a credit card. These can include welcome bonuses, deposit matches, and free spins. However, be sure to review the casino’s terms and conditions to ensure your payment method qualifies for promotions.