Best Credit Card Online Casinos in the UK

Even with the latest restrictions by the UKGC, you can still play online games at the best credit card casinos in the UK. Our casino experts have identified the top legal sites that let you deposit using Visa, Mastercard, and other popular cards. We’ve ranked these platforms according to their features and created comparison tables to help you choose the sites that match your gaming preferences.

What are Credit Card Casinos?

Credit card casinos are gambling platforms that let you play with real money using this particular payment method. In 2021, the UK Gambling Commission (UKGC) banned the acceptance of credit cards by its licensees. This means that no gambling platform licensed by the UKGC can accept credit card deposits or withdrawals.

However, the use of credit cards for gambling in the UK remained popular, so many players turned to offshore sites. The UKGC does not license these platforms, so they are allowed to accept credit card payments and onboard UK players.

Despite not being based or licensed in the UK, the top credit card casinos are safe and reputable. They are licensed by leading supervisory authorities, such as the Curacao eGaming Authority or the Malta Gaming Authority, and only feature games that have been independently tested for fairness. Moreover, they have received the approval of their credit card partners, which means that they have enacted all the necessary safety and payment encryption measures.

Our Top 5 Credit Card Casinos Reviewed

To help you find a suitable platform, we’ve reviewed the top online casinos that accept credit cards in the UK.

1. Instant Casino – Best Overall Credit Card Casino for UK Players

Instant Casino

❇️ Our Verdict 10/10

Instant Casino is the best casino with credit cards if you’re looking for a smooth and entertaining online gaming experience. This operator accepts deposits with Visa and Mastercard and has a minimum deposit limit of €20. While it does not accept GBP deposits, your card will automatically convert your deposit into EUR.

You can play over 3,000 games at Instant Casino, including the latest live dealer games from Evolution and Pragmatic Play. These immersive and fast-paced games deliver an authentic Vegas casino experience and allow you to enjoy blackjack, roulette, baccarat, poker, and many other live table games and game shows.

Instant Casino is a new casino that accepts credit card payments, and to compete with established brands, is offering an ongoing and no-wager cashback bonus. With this promotion, you’ll receive 10% of your net weekly losses that you can use to play your favourite games or withdraw using bank transfers.

✨ Features Overview

✳️ Top Sign-Up Offers

Offer Description Promo code Rollover Minimum deposit
Cashback Offer 10% weekly cashback up to €10,000 Not required 0x €20

Pros

Cons

2. Dealbet – Daily Player Promotions, Including Reload Offers and Cashback

Dealbet

❇️ Our Verdict 9/10

Just like Instant Casino, Dealbet is also a new casino that accepts credit card payments in the UK. Part of a successful operator that’s launched numerous successful gambling sites, this platform offers enticing promotions designed to attract new players and keep registered ones loyal. These include reload offers of up to £300 and cashback bonuses worth up to £1,000.

Like most online casinos that accept credit card real money payments, Dealbet has partnered with Visa and Mastercard. While it cannot accept GBP payments with these payment methods, you can deposit €25 or more and your bank will automatically carry out the currency conversion. Moreover, the site does not charge any processing fees and deposits are instant.

When your Dealbet Casino account is funded, you can play over 4,000 mobile-friendly games with real money. In addition to slots and table games, you’ll find an extensive collection of specialty games, such as bingo, Plinko, lotto, and Mines.

✨ Features Overview

✳️ Top Sign-Up Offers

Offer Description Promo code Rollover Minimum deposit
Main Sign-Up Offer 800% matched bonuses up to £2,800 Not required 45x £25

Pros

Cons

3. Charles Casino – 400+ Virtual Table Games by Betsoft and Other Providers

Charles-Casino

❇️ Our Verdict 9/10

Charles Casino is one of the best credit card casinos in the UK for table games. Whether you’re a fan of classic games, such as blackjack and roulette, or prefer more exotic titles, such as Andar Bahar, you’ll find a comprehensive choice of mobile-friendly titles. You can try most virtual games for free or play with real money by placing minimum bets between 10p and £1.

Just like Dealbet, Charles Casino can only accept credit card deposits in EUR. The site has a minimum limit of €25 and does not charge any payment processing fees. Withdrawals are possible through bank transfers and are subject to a €100 minimum limit.

As one of the leading online gambling sites in the UK, Charles Casino offers a broad range of player promotions, including reload offers, cashback, and free spins. These bonuses are subject to reasonable terms, including average wagering requirements and minimum deposit limits.

✨ Features Overview

✳️ Top Sign-Up Offers

Offer Description Promo code Rollover Minimum deposit
Sign-up Offer 250% up to £1,500 Not required 45x £25

Pros

Cons

4. SlotsNBets – Mobile-Friendly Credit Card Casino That Accepts Visa and MasterCard

SlotsNBets

❇️ Our Verdict 9/10

SlotsNBets is one of the featured credit card casinos in the UK that is based and licensed in Curacao. By avoiding the high licensing costs of the UKGC, this site offers generous player promotions, including a 200% first deposit bonus worth up to £1,000.

You can fund your SlotsNBets Casino account using Visa and MasterCard credit cards. Like other credit card casinos on our top list, this site can only accept these payment methods with EUR transactions. The minimum deposit limit is €25, and the operator does not charge any banking fees. Moreover, deposits are instant, and while credit card withdrawals are not allowed, you can transfer funds conveniently using wire transfers.

The SlotsNBets Casino game library features 4,000+ games powered by leading software providers, including Microgaming and NetEnt. Demo mode is available on most virtual games and the entire catalogue is available on smartphones and tablets without the need for an app.

✨ Features Overview

✳️ Top Sign-Up Offers

Offer Description Promo code Rollover Minimum deposit
Sign-up Offer 800% welcome package up to £3,000 Not required 50x £25

Pros

Cons

5. Anonym – Popular UK Slots Site with Hassle-Free Registration

Anonym

❇️ Our Verdict 9/10

While many UKGC-licensed gambling sites are tightening their due diligence protocols, top offshore credit card casinos in the UK, including Anonym, are simplifying them. This Curacao-based and licensed platform features a simple, 30-second registration form and offers hassle-free gameplay with instant deposits.

You can fund your Anonym Casino account using Visa and MasterCard credit cards. The minimum deposit limit for these banking options is €25, and unfortunately, GBP transfers are not allowed. Withdrawals can be carried out with wire transfers and are subject to minimum limits of €/£100.

Anonym Casino has partnered with over 50 licensed software providers, including Microgaming, Smartsoft, and NetEnt. These partnerships allow it to offer 4,000+ games, including video and classic slots, blackjack and other table games, live games, and numerous specialty games, such as bingo and keno. Most of these games are available for free in demo mode and accept wide betting limits.

✨ Features Overview

✳️ Top Sign-Up Offers

Offer Description Promo code Rollover Minimum deposit
Sign-up Offer 250% up to £1,000 Not required 45x £25

Pros

Cons

How Credit Card Casinos Compare

The best credit card casinos share many similarities but also differ in certain ways. To help you identify the platforms that best match your expectations, we’ve created the following table that compares key characteristics, including the number of available games and the minimum credit card deposit limits.

Casino # of Games Accepted Credit Cards Fees Minimum Deposit Withdrawal Times
Instant Casino 3,000+ Visa, MasterCard Free €20 Up to 3 working days (via bank transfer)
Dealbet 4,000+ MasterCard, Visa Free €25 Up to 5 working days (via bank transfer)
Charles Casino 4,000+ MasterCard, Visa Free €25 Up to 5 working days (via bank transfer)
SlotsNBets 4,000+ Visa, MasterCard Free €25 Up to 5 working days (via bank transfer)
Anonym 4,000+ Visa, MasterCard Free €25 Up to 5 working days (via bank transfer)
Incognito Casino 3,000+ Visa, MasterCard Free €20 Up to 3 working days (via bank transfer)
Seven Casino 3,300+ MasterCard, Visa, American Express Free €25 Up to 5 working days (via bank transfer)
BOF Casino 1,800+ Visa, MasterCard Free €25 Up to 5 working days (via bank transfer)
Betzino 1,500+ Visa, MasterCard Free €20 Up to 3 working days (via bank transfer)
Spin Time 1,500+ Visa, MasterCard Free €20 Up to 3 working days (via bank transfer)

Advantages of Credit Card Casinos in the UK

UK credit card casinos have become increasingly popular in the country and offer a range of benefits. Here are some of the characteristics that make them appealing to players in Great Britain:

❇️ Convenience and Ease of Use

This banking method has a straightforward payment process that almost all players are already familiar with. It is widely accepted and many of the best offshore operators are online casinos that accept credit cards.

❇️ Security and Fraud Protection

Credit card transactions are protected by advanced security measures, including encryption and fraud detection systems. Visa, MasterCard, and other leading brands have developed proprietary technologies designed to safeguard user and payment data from unauthorised access.

❇️ Instant Transactions

One of the biggest appeals of placing an online casino credit card deposit is being able to play your favourite games immediately. Using the featured casinos that accept credit cards, you can create a new account, place a deposit, and start playing in less than one minute.

❇️ Bonuses and Rewards

The top credit card casinos value your decision to join them and reward you with generous welcome and ongoing promotions. These offers include matched bonuses, cashback, and free spins, and are subject to reasonable terms and conditions.

Credit Card Fees and Limits

While using credit cards at online casinos in the UK has numerous advantages, it’s important to be aware of associated fees and limits. While the best credit card casinos don’t usually charge payment processing fees, other costs may apply.

✨ Transaction Fees

Casino operators must pay a fee every time that they accept a deposit. So-called interchange fees vary by provider and type of card, and while the featured UK credit card casinos don’t pass on these charges to their players, other sites might. 

Several pay-by-credit card casinos don’t accept GBP payments, so you’ll need to pay in EUR instead. Your credit card company might charge a foreign exchange fee equivalent to between 2% and 3% of the payment’s value.

Transaction fees may apply on credit card withdrawals or payouts with an alternative banking option, such as wire transfers. Similarly to deposits, exact fees may vary and while some providers charge a percentage, other payments may be subject to a flat cost.

✨ Interest Rates

Using a credit card to play at an online casino is often considered a cash advance by bank card providers. Cash advances typically attract higher interest rates compared to regular online purchases, and depending on your contract, interest rates may apply immediately.

If you don’t pay your credit card balance within the stipulated time frame, standard interest will be charged. Since interest rates can be over 20%, it’s important that you pay off your card in full and never deposit more money than you can afford to lose.

Even though credit cards allow you to borrow money conveniently, you should resist the temptation to do so to gamble online. Borrowing money is a potential sign of problem gambling and could lead to serious financial repercussions.

✨ Payment Limits

Credit card payments are normally subject to daily, weekly, and monthly limits set by casino operators in agreement with Visa and other card brands. These limits are designed to support financial due diligence but can be restrictive for high rollers.

Payment limits apply on both deposits and withdrawals, but they often vary. Credit card deposit limits typically range between £25 and £2,000 while withdrawal limits vary between £100 and £5,000. Limits also differ from one card brand to another, and it’s possible to change limits depending on your historical gambling activity.

Accepted Credit Card Brands in the UK

There are three leading credit card issuers in the UK, and we’ve outlined their key features below.

Comparison of the UK’s Leading Credit Card Brands

If you’ve got access to a choice of bank card providers, the following table can help you decide which to use at top credit card casinos.

Card Brand Deposit Limits Fees Withdrawal Time Security Features
Visa £25/£5,000 0% – 3% 1 – 3 business days Visa Secure
MasterCard £25/£5,000 0% – 3% 1 – 5 business days MasterCard Identity Check
American Express £30/£10,000 2% – 4% 2 – 5 business days American Express SafeKey

How to Sign-Up and Deposit with a Credit Card at an Online Casino

The featured casinos that accept credit cards require new players to register an account before placing any deposits. You can complete this process and start playing by following these simple steps. We are using Instant Casino in this example, but a similar registration process applies to all recommended platforms.

✅ Step 1: Create Your Online Casino Account

Online-Casino-Account

Open the Instant Casino website and click “Sign up”. Complete the registration form with your personal information and select “Sign Up & Play” to create your user account and login credentials.

✅ Step 2: Place Your First Online Casino Credit Card Deposit

Credit-Card-Deposit

Open the “Wallet” and select “Visa/Mastercard” from the drop-down menu. Enter the amount that you wish to deposit along with the 16-digit card number, expiry date, and CVV code.

✅ Step 3: Activate Your Welcome Bonus

While Instant Casino will automatically apply its cashback bonus to all registered accounts, you may need to enter or choose a welcome bonus on other credit card casinos. This is normally done during your payment or once funds have reached your account.

✅ Step 4: Play Online Casino Games

Instant-Casino

When your Instant Casino account is funded, you can play slots, table games, and other available games with real money. The casino will automatically calculate your cashback and will deposit it into your account at the end of each week.

How to Withdraw with a Credit Card at an Online Casino

The featured UK credit card casinos don’t support withdrawals with this banking option. Nevertheless, if you join a site that accepts this payout method, you can submit a request by completing these steps:

  1. Open the payments or cashier page of your online casino.
  2. Choose the appropriate credit card brand.
  3. Enter your payout value and any other payment information.
  4. Submit your credit card withdrawal request.

Casinos that accept credit cards for payouts must process your request manually and may ask you for further payment information. It normally takes between one and five business days for your payment to be approved and transferred.

Credit Card Casino Bonus Offers and Promotions

Casino-Bonus

Top credit card casinos in the UK are continually competing for new business and to keep existing players coming back. Promotions play a major role in keeping players satisfied and are a great way for you to unlock enticing rewards to play your favourite games risk-free. Here are the most popular types of promotions that you’re likely to come across on these platforms.

Matched Bonuses

Many credit card casinos in the UK will boost the value of eligible payments with a certain percentage, giving you an enhanced bankroll that you can use on various games. A 200% match bonus on a £100 deposit gives you a starting bankroll worth £300, but it’s important to check the maximum value of any matched bonus to ensure that you don’t over-deposit.

 Free Spins

There are thousands of online slot games in the UK and you can play many of them without risking your money using free spins. These prizes are awarded through several promotions, including welcome offers and loyalty rewards, and are a popular way to play eligible games for real. They are normally subject to short expiration periods, so it’s important to use them quickly.

No Deposit Bonuses

Some of the best credit card casinos in the country provide rewards that do not require you to place a deposit. No deposit bonuses are relatively rare and are usually available for a short period. Depending on the promotion, you can claim them after you’ve verified your new account or completed another task, such as successfully referring your friends to sign up.

Comparing Current Welcome Offers at the Top Credit Card Casinos

In the following table, you’ll find the new player bonuses offered by the 10 best UK credit card casinos.

Casino  Welcome Bonus Wagering requirements Qualified Paym methods Qualified games Min deposit
Instant Casino 10% weekly cashback up to €10,000 0x Visa, MasterCard All games €20
Dealbet 800% matched bonuses up to £2,800 45x MasterCard, Visa Slots £25
Charles Casino 250% up to £1,500 45x MasterCard, Visa Slots £25
SlotsNBets 800% welcome package up to £3,000 50x Visa, MasterCard Slots by EGT, Amatic, and NetEnt £25
Anonym 250% up to £1,000 45x Visa, MasterCard Slots by EGT, Amatic, and NetEnt £25
Incognito Casino 100% up to €300 35x Visa, MasterCard All games except dice games €20
Seven Casino 450% up to £7,500 10x MasterCard, American Express, Visa All slots except listed exclusions £25
BOF Casino 100% up to £100 40x Visa, MasterCard Slots and live games £25
Betzino Welcome package up to €600 + 100 free spins 40x Visa, MasterCard Slots and live games €20
Spin Time Welcome package up to €12,250 + 100 free spins 30x MasterCard, Visa All slots except listed exclusions €25

The Best Credit Card Casino Alternative Deposit Methods in the UK

While credit cards are a popular choice for online casino deposits, there are several alternatives that you may wish to consider:

The Best Casino with Credit Cards in the UK

While there are several credit card casinos in the country, Instant Casino offers the best overall user experience. This licenced and mobile-friendly site lets you fund your account using Visa and MasterCard and accepts wide payment limits designed to suit casual players and high rollers. There are no payment processing fees on credit card deposits and transactions are processed instantly.

Instant Casino adheres to the same security standards as UKGC-licensed platforms. Moreover, it offers 24/7 live chat and email customer care with short waiting times. It is eager to welcome new players and is currently offering a no-wager cashback bonus worth €10,000 every week.

FAQs

1. Can you use a credit card at a casino in the UK?

Yes, the featured UK credit card casinos have partnered with Visa, MasterCard, and other providers and support instant payments with this banking option. As a result of recent changes in UKGC rules, credit card casinos are based offshore but can still accept players from the UK.

2. Which are the best pay by credit card casinos?

Instant Casino, Dealbet, and Charles Casino are the top credit card casinos in the UK. These sites let you deposit funds instantly and offer 3,000+ games. They also provide generous welcome and ongoing bonuses, including matched offers and cashback.

3. What card brands can I use at credit card casinos?

The best credit card casinos in the UK accept deposits with Visa, MasterCard, and sometimes, American Express. You can use these banking options to place instant deposits and benefit from generous promotions with minimum deposits of between £20 and £25.

4. How can I withdraw funds from credit card casinos?

While the best credit card casinos in the UK don’t support payouts with this banking option, they offer several alternatives, including wire transfers and eWallets. Withdrawal times, fees, and limits with these payment methods vary, but all are safe and trustworthy.

5. Are online casinos that accept credit cards in the UK legit?

Yes, the featured credit card online casinos are legitimate as they are licensed by reputable jurisdictions and approved by top payment providers, including Visa and MasterCard. These sites adhere to international safety and security protocols and support responsible gambling.

Resources